:root {
  --ptc-navy: #0d1936;
  --ptc-navy-soft: #17284e;
  --ptc-gold: #ffad08;
  --ptc-mint: #57d0b0;
  --ptc-cream: #fbf7ef;
  --ptc-ink: #111a33;
  --ptc-copy: #52607b;
}

.ptc-page { background: var(--ptc-cream); }
.ptc-page main { overflow: hidden; }
.ptc-page .breadcrumb-nav { margin-top: 14px; }
.ptc-page .wrap { width: min(1160px, calc(100% - 40px)); max-width: 1160px; }
.ptc-hero { position: relative; isolation: isolate; margin-top: 12px; padding: clamp(46px, 7vw, 88px) 0; overflow: hidden; background: radial-gradient(circle at 80% 16%, rgba(255,173,8,.25), transparent 28%), linear-gradient(135deg, #0b1733, #14264d 62%, #25334a); color: #fff; }
.ptc-hero::after { content: ""; position: absolute; z-index: -1; right: -10%; bottom: -42%; width: 58%; aspect-ratio: 1; border-radius: 50%; background: rgba(87,208,176,.08); filter: blur(2px); }
.ptc-grid,.ptc-final-grid { position: absolute; z-index: -2; inset: 0; opacity: .42; background-image: linear-gradient(rgba(255,255,255,.055) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.055) 1px, transparent 1px); background-size: 84px 84px; }
.ptc-hero-inner { display: grid; grid-template-columns: minmax(0, 1.08fr) minmax(390px, .92fr); align-items: center; gap: clamp(34px, 6vw, 76px); }
.ptc-kicker,.ptc-section-kicker { color: var(--ptc-gold); font-size: 12px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.ptc-kicker span { margin-right: 7px; }
.ptc-hero h1 { max-width: 12ch; margin: 13px 0 18px; color: #fff; font-size: clamp(48px, 6.3vw, 76px); line-height: .98; letter-spacing: -.045em; }
.ptc-hero h1 span { color: var(--ptc-gold); }
.ptc-dek { max-width: 680px; margin: 0 0 28px; color: #e1e7f3; font-size: clamp(17px, 2vw, 20px); line-height: 1.55; }

.ptc-zip-form { max-width: 690px; padding: 18px; border: 1px solid rgba(255,255,255,.24); border-radius: 22px; background: rgba(255,255,255,.09); box-shadow: 0 25px 70px rgba(0,0,0,.22); backdrop-filter: blur(10px); }
.ptc-zip-form label { display: block; margin: 0 0 10px; color: #fff; font-weight: 800; }
.ptc-zip-row { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 10px; }
.ptc-zip-input-trace { position: relative; padding: 3px; overflow: hidden; border-radius: 16px; background: linear-gradient(90deg, var(--ptc-mint), #fff0a8, var(--ptc-gold), var(--ptc-mint)); background-size: 240% 100%; animation: ptc-trace 3.6s linear infinite; }
.ptc-zip-input-trace::after { content: ""; position: absolute; inset: -10px; z-index: -1; border-radius: inherit; background: rgba(87,208,176,.28); filter: blur(14px); animation: ptc-glow 2.2s ease-in-out infinite; }
.ptc-zip-form input { width: 100%; min-height: 60px; padding: 0 18px; border: 0; border-radius: 13px; outline: 0; background: #fff; color: var(--ptc-ink); font: 700 18px/1 "Space Grotesk", sans-serif; }
.ptc-zip-form input:focus { box-shadow: inset 0 0 0 3px rgba(13,25,54,.16); }
.ptc-zip-form button { min-height: 66px; padding: 0 22px; border: 0; border-radius: 16px; background: var(--ptc-gold); color: var(--ptc-ink); cursor: pointer; font: 800 15px/1.1 "Space Grotesk", sans-serif; box-shadow: 0 12px 25px rgba(255,173,8,.2); }
.ptc-zip-form button:hover { transform: translateY(-1px); background: #ffba29; }
.ptc-form-error { min-height: 18px; margin: 8px 2px 0; color: #ffd0d5; font-size: 12px; font-weight: 700; }
.ptc-form-note { margin: 3px 2px 0; color: #bac6db; font-size: 12px; }

.ptc-hero-visual { position: relative; border: 1px solid rgba(255,255,255,.2); border-radius: 26px; background: rgba(255,255,255,.09); box-shadow: 0 30px 80px rgba(0,0,0,.28); transform: rotate(1.5deg); }
.ptc-browser-bar { display: flex; align-items: center; gap: 7px; padding: 15px 18px; border-bottom: 1px solid rgba(255,255,255,.13); }
.ptc-browser-bar i { width: 9px; height: 9px; border-radius: 50%; background: rgba(255,255,255,.32); }
.ptc-browser-bar i:first-child { background: #ff7380; }.ptc-browser-bar i:nth-child(2) { background: #ffc244; }.ptc-browser-bar i:nth-child(3) { background: var(--ptc-mint); }
.ptc-browser-bar span { margin-left: auto; color: rgba(255,255,255,.74); font-size: 9px; font-weight: 800; letter-spacing: .14em; }
.ptc-offer-card { margin: 18px; padding: 22px; border-radius: 18px; background: #fff; color: var(--ptc-ink); box-shadow: 0 18px 45px rgba(0,0,0,.18); }
.ptc-offer-heading span,.ptc-offer-heading b { display: block; }.ptc-offer-heading span { color: #77829a; font-size: 9px; font-weight: 900; letter-spacing: .12em; }.ptc-offer-heading b { margin-top: 5px; font-size: 22px; }
.ptc-usage-scale { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; margin: 20px 0; }
.ptc-usage-scale span { padding: 14px 6px; border: 1px solid #dfe3eb; border-radius: 12px; background: #f6f7fa; text-align: center; font-weight: 800; }.ptc-usage-scale small { display: block; color: #7b8497; font-size: 9px; }.ptc-usage-scale .active { border-color: var(--ptc-gold); background: #fff4d9; box-shadow: 0 7px 18px rgba(255,173,8,.16); }
.ptc-question { display: flex; align-items: center; gap: 10px; margin: 14px 0; padding: 13px; border-radius: 13px; background: #fff5e1; }.ptc-question span { display: grid; place-items: center; flex: 0 0 28px; height: 28px; border-radius: 50%; background: var(--ptc-gold); }.ptc-question em { color: #b42639; font-style: normal; }
.ptc-document { display: flex; align-items: center; gap: 11px; padding: 14px; border: 1px solid #d5e9e3; border-radius: 13px; background: #effaf7; }.ptc-document > span { display: grid; place-items: center; flex: 0 0 35px; height: 35px; border-radius: 10px; background: var(--ptc-mint); }.ptc-document b,.ptc-document small { display: block; }.ptc-document b { font-size: 12px; }.ptc-document small { margin-top: 2px; color: #66738a; font-size: 9px; }
.ptc-illustration-note { position: absolute; right: 12px; bottom: -25px; color: rgba(255,255,255,.62); font-size: 10px; }

.ptc-answer { padding: 34px 0; border-bottom: 1px solid #dfe2e8; background: #fff; }
.ptc-answer-inner { display: grid; grid-template-columns: minmax(0, 1fr) minmax(260px, .38fr); align-items: center; gap: 36px; }
.ptc-answer h2 { max-width: 25ch; margin: 7px 0 10px; font-size: clamp(29px, 4vw, 43px); line-height: 1.08; }.ptc-answer p { max-width: 760px; margin: 0; color: var(--ptc-copy); line-height: 1.65; }
.ptc-official-link { display: block; padding: 20px; border: 1px solid #cfe7df; border-radius: 16px; background: #edf9f5; text-decoration: none; }.ptc-official-link span,.ptc-official-link strong { display: block; }.ptc-official-link span { color: var(--ptc-copy); font-size: 10px; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }.ptc-official-link strong { margin-top: 5px; color: #17634f; font-size: 17px; }

.ptc-content { padding-top: 64px; }
.ptc-section { margin-bottom: 72px; }
.ptc-section-heading { max-width: 790px; margin-bottom: 26px; }.ptc-section-heading h2,.ptc-section-copy h2 { margin: 8px 0 12px; color: var(--ptc-ink); font-size: clamp(32px, 4.8vw, 52px); line-height: 1.06; letter-spacing: -.03em; }.ptc-section-heading p,.ptc-section-copy p { margin: 0; color: var(--ptc-copy); font-size: 16px; line-height: 1.65; }
.ptc-marketplace-section { position: relative; isolation: isolate; margin: -8px 0 72px; padding: clamp(52px, 7vw, 80px) 0; overflow: hidden; background: radial-gradient(circle at 83% 13%, rgba(87,208,176,.2), transparent 27%), linear-gradient(135deg, var(--ptc-navy), #17325b); }
.ptc-marketplace-section::after { content: ""; position: absolute; z-index: -1; inset: 0; opacity: .32; background-image: linear-gradient(rgba(255,255,255,.055) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.055) 1px, transparent 1px); background-size: 70px 70px; }
.ptc-marketplace-grid { display: grid; grid-template-columns: minmax(0, .86fr) minmax(480px, 1.14fr); align-items: center; gap: clamp(38px, 6vw, 76px); }
.ptc-marketplace-copy h2 { max-width: 12ch; margin: 10px 0 16px; color: #fff; font-size: clamp(37px, 5vw, 56px); line-height: 1.03; letter-spacing: -.035em; }
.ptc-marketplace-copy p { max-width: 570px; margin: 0; color: #d7e0ee; font-size: 17px; line-height: 1.65; }
.ptc-marketplace-copy > a { display: inline-flex; align-items: center; gap: 9px; margin-top: 24px; padding: 14px 18px; border-radius: 13px; background: var(--ptc-gold); color: var(--ptc-ink); font-weight: 900; text-decoration: none; box-shadow: 0 12px 26px rgba(255,173,8,.18); }
.ptc-marketplace-copy > a:hover { transform: translateY(-1px); background: #ffba29; }
.ptc-forecast-paths { display: grid; gap: 10px; }
.ptc-forecast-paths article { position: relative; display: grid; grid-template-columns: 50px 1fr; gap: 15px; padding: 23px; border: 1px solid rgba(255,255,255,.2); border-radius: 20px; background: rgba(255,255,255,.09); box-shadow: 0 18px 44px rgba(0,0,0,.14); backdrop-filter: blur(8px); }
.ptc-forecast-paths article:last-child { background: rgba(87,208,176,.13); }
.ptc-path-number { position: absolute; top: 17px; right: 18px; color: rgba(255,255,255,.44); font-size: 10px; font-weight: 900; letter-spacing: .1em; }
.ptc-path-icon { display: grid; place-items: center; width: 50px; height: 50px; border-radius: 15px; background: var(--ptc-gold); color: var(--ptc-ink); font-size: 22px; }
.ptc-path-icon-home { background: var(--ptc-mint); }
.ptc-forecast-paths strong { display: block; padding-right: 30px; color: #fff; font-size: 20px; }
.ptc-forecast-paths p { margin: 7px 0 0; color: #d8e2ef; font-size: 14px; line-height: 1.55; }
.ptc-path-or { z-index: 1; display: grid; place-items: center; justify-self: center; width: 38px; height: 38px; margin: -19px 0; border: 4px solid #142b51; border-radius: 50%; background: #fff; color: var(--ptc-ink); font-size: 9px; font-weight: 900; }
.ptc-dfw-section { display: grid; grid-template-columns: minmax(0, .9fr) minmax(400px, 1.1fr); align-items: center; gap: clamp(34px, 6vw, 72px); }
.ptc-dfw-card { padding: 27px; border: 1px solid #d3e6df; border-radius: 22px; background: linear-gradient(145deg, #edf9f5, #fff 64%); box-shadow: 0 16px 40px rgba(13,25,54,.08); }
.ptc-dfw-card-kicker { color: #17634f; font-size: 10px; font-weight: 900; letter-spacing: .12em; text-transform: uppercase; }
.ptc-dfw-card h3 { margin: 8px 0 10px; color: var(--ptc-ink); font-size: 27px; line-height: 1.12; }
.ptc-dfw-card p { margin: 0; color: var(--ptc-copy); line-height: 1.6; }
.ptc-dfw-links { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 20px; }
.ptc-dfw-links a { padding: 9px 11px; border: 1px solid #cce0da; border-radius: 999px; background: #fff; color: #17634f; font-size: 12px; font-weight: 800; text-decoration: none; }
.ptc-dfw-links a:hover { border-color: #17634f; }
.ptc-three-steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.ptc-three-steps article { position: relative; min-height: 260px; padding: 24px; border: 1px solid #dde1e8; border-radius: 20px; background: #fff; box-shadow: 0 12px 30px rgba(13,25,54,.06); }.ptc-three-steps article:nth-child(2) { background: #fff7e7; }.ptc-three-steps article:nth-child(3) { background: #edf9f5; }
.ptc-step-number { position: absolute; top: 17px; right: 19px; color: #b3b9c5; font-size: 12px; font-weight: 800; }.ptc-step-icon { display: grid; place-items: center; width: 49px; height: 49px; margin-bottom: 22px; border-radius: 15px; background: var(--ptc-navy); color: #fff; font-size: 24px; }.ptc-three-steps h3 { margin: 0 0 9px; font-size: 24px; }.ptc-three-steps p { margin: 0; color: var(--ptc-copy); line-height: 1.55; }

.ptc-rate-section { margin-bottom: 72px; padding: clamp(52px, 7vw, 82px) 0; background: #fff; }
.ptc-rate-grid { display: grid; grid-template-columns: minmax(0, .84fr) minmax(440px, 1.16fr); align-items: center; gap: clamp(38px, 6vw, 74px); }.ptc-section-copy a { display: inline-block; margin-top: 20px; color: #17634f; font-weight: 800; }
.ptc-rate-lesson { display: grid; grid-template-columns: 1fr auto 1.12fr; align-items: stretch; gap: 0; padding: 20px; border: 1px solid #e0e3e9; border-radius: 24px; background: #f8f9fb; box-shadow: 0 20px 55px rgba(13,25,54,.1); }
.ptc-single-rate,.ptc-home-year { display: flex; flex-direction: column; justify-content: center; min-height: 245px; padding: 23px; border-radius: 17px; }.ptc-single-rate { border: 1px dashed #c9cfda; background: #fff; }.ptc-home-year { background: linear-gradient(145deg, #11234b, #173c62); color: #fff; }
.ptc-single-rate > span,.ptc-home-year > span { color: #8791a5; font-size: 9px; font-weight: 900; letter-spacing: .12em; }.ptc-home-year > span { color: #bcd2e8; }.ptc-single-rate strong,.ptc-home-year strong { display: block; margin: 8px 0; font-size: 23px; line-height: 1.08; }.ptc-single-rate small { color: var(--ptc-copy); }.ptc-home-year small { color: #d7e3f1; }
.ptc-versus { z-index: 2; display: grid; place-items: center; align-self: center; width: 42px; height: 42px; margin: 0 -9px; border: 4px solid #f8f9fb; border-radius: 50%; background: var(--ptc-gold); color: var(--ptc-ink); font-size: 10px; font-weight: 900; }
.ptc-bars { display: flex; align-items: end; gap: 4px; height: 72px; margin: 10px 0 12px; }.ptc-bars i { flex: 1; height: 35%; border-radius: 3px 3px 0 0; background: var(--ptc-gold); }.ptc-bars i:nth-child(1),.ptc-bars i:nth-child(12) { height: 90%; }.ptc-bars i:nth-child(2),.ptc-bars i:nth-child(11) { height: 75%; }.ptc-bars i:nth-child(3),.ptc-bars i:nth-child(10) { height: 58%; }.ptc-bars i:nth-child(4),.ptc-bars i:nth-child(9) { height: 43%; }.ptc-bars i:nth-child(6),.ptc-bars i:nth-child(7) { height: 28%; }

.ptc-comparison { overflow: hidden; border: 1px solid #dce1e8; border-radius: 22px; background: #fff; box-shadow: 0 15px 40px rgba(13,25,54,.07); }
.ptc-comparison-row { display: grid; grid-template-columns: 150px 1fr 1fr; }.ptc-comparison-row > * { margin: 0; padding: 18px; border-bottom: 1px solid #e5e7ec; }.ptc-comparison-row > * + * { border-left: 1px solid #e5e7ec; }.ptc-comparison-row:last-child > * { border-bottom: 0; }.ptc-comparison-row > span { color: #6a758b; font-size: 11px; font-weight: 900; letter-spacing: .08em; text-transform: uppercase; }.ptc-comparison-row p { color: var(--ptc-copy); line-height: 1.5; }.ptc-comparison-head { background: var(--ptc-navy); color: #fff; }.ptc-comparison-head > * { border-color: rgba(255,255,255,.14); }.ptc-comparison-head > span { color: var(--ptc-gold); }.ptc-comparison-head strong { font-size: 17px; }
.ptc-use-both { display: flex; align-items: flex-start; gap: 13px; margin-top: 18px; padding: 20px; border: 1px solid #cfe7df; border-radius: 17px; background: #edf9f5; }.ptc-use-both > span { display: grid; place-items: center; flex: 0 0 34px; height: 34px; border-radius: 50%; background: #1f705b; color: #fff; font-weight: 900; }.ptc-use-both p { margin: 2px 0 0; color: var(--ptc-copy); line-height: 1.55; }.ptc-use-both strong { color: var(--ptc-ink); }

.ptc-check-section { margin-bottom: 72px; padding: clamp(50px, 7vw, 78px) 0; background: linear-gradient(135deg, #fff7e4, #fff 58%, #edf9f5); }
.ptc-check-grid { display: grid; grid-template-columns: minmax(0, .76fr) minmax(460px, 1.24fr); gap: clamp(35px, 6vw, 72px); align-items: start; }.ptc-checklist { display: grid; gap: 10px; margin: 0; padding: 0; list-style: none; }.ptc-checklist li { display: grid; grid-template-columns: 42px 1fr; gap: 14px; padding: 17px; border: 1px solid #e2e4e8; border-radius: 16px; background: rgba(255,255,255,.86); }.ptc-checklist li > span { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 13px; background: var(--ptc-gold); color: var(--ptc-ink); font-weight: 900; }.ptc-checklist strong { display: block; margin: 2px 0 4px; color: var(--ptc-ink); }.ptc-checklist p { margin: 0; color: var(--ptc-copy); font-size: 13px; line-height: 1.5; }

.ptc-final-cta { position: relative; isolation: isolate; margin-bottom: 72px; padding: clamp(48px, 7vw, 78px) 0; overflow: hidden; background: linear-gradient(135deg, var(--ptc-navy), #17325b); color: #fff; }.ptc-final-cta::after { content: ""; position: absolute; z-index: -1; right: 8%; bottom: -170px; width: 360px; height: 360px; border-radius: 50%; background: rgba(255,173,8,.18); filter: blur(25px); }.ptc-final-inner { display: grid; grid-template-columns: minmax(0, 1fr) minmax(390px, .8fr); align-items: center; gap: 42px; }.ptc-final-inner h2 { max-width: 17ch; margin: 9px 0 12px; color: #fff; font-size: clamp(35px, 5vw, 54px); line-height: 1.04; }.ptc-final-inner > div > p { max-width: 650px; margin: 0; color: #cfdaea; line-height: 1.6; }.ptc-zip-form-final { padding: 18px; }

.ptc-faq-section { position: relative; isolation: isolate; max-width: 1040px; padding: clamp(34px, 5vw, 54px); overflow: hidden; border: 1px solid #dfd8c8; border-radius: 28px; background: radial-gradient(circle at 94% 4%, rgba(87,208,176,.3), transparent 30%), linear-gradient(135deg, #fff1ce 0%, #fbf7ef 52%, #e7f6f1 100%); box-shadow: 0 20px 55px rgba(13,25,54,.08); }
.ptc-faq-section::before { content: ""; position: absolute; z-index: -1; right: -70px; bottom: -95px; width: 230px; height: 230px; border-radius: 50%; background: rgba(255,173,8,.14); filter: blur(2px); }
.ptc-faq-section .ptc-section-heading { position: relative; z-index: 1; margin-bottom: 0; }
.ptc-faq-section .faq-list { position: relative; z-index: 1; display: grid; gap: 12px; margin: 26px 0 0; }
.ptc-faq-section .faq-item { overflow: hidden; border: 1px solid #e4d5b6; border-radius: 17px; background: #fff8e8; box-shadow: 0 8px 22px rgba(13,25,54,.045); transition: border-color .2s ease, box-shadow .2s ease, transform .2s ease; }
.ptc-faq-section .faq-item:nth-child(even) { border-color: #cbe5dc; background: #eaf8f3; }
.ptc-faq-section .faq-item[open] { border-color: rgba(255,173,8,.72); background: #fffdf8; box-shadow: 0 12px 28px rgba(13,25,54,.08); }
.ptc-faq-section .faq-item summary { padding: 20px 22px; color: var(--ptc-ink); font-size: 16px; font-weight: 800; }
.ptc-faq-section .faq-item summary:hover { color: #17634f; }
.ptc-faq-section .faq-icon { width: 28px; height: 28px; border: 0; background: var(--ptc-navy); box-shadow: 0 5px 12px rgba(13,25,54,.14); }
.ptc-faq-section .faq-icon::before,.ptc-faq-section .faq-icon::after { background: #fff; }
.ptc-faq-section .faq-item[open] .faq-icon { background: var(--ptc-gold); }
.ptc-faq-section .faq-item[open] .faq-icon::before,.ptc-faq-section .faq-item[open] .faq-icon::after { background: var(--ptc-ink); }
.ptc-faq-section .faq-answer p { margin: 0 22px; padding: 16px 0 21px; border-top: 1px solid rgba(13,25,54,.1); color: var(--ptc-copy); font-size: 14.5px; line-height: 1.65; }
.ptc-faq-section .faq-answer a { color: #17634f; font-weight: 800; }
.ptc-sources { display: grid; grid-template-columns: minmax(250px, .55fr) minmax(0, 1.45fr); gap: 40px; margin-bottom: 46px; padding: 30px; border: 1px solid #dfe2e8; border-radius: 20px; background: #fff; }.ptc-sources h2 { margin: 7px 0 0; font-size: 29px; }.ptc-sources ul { margin: 0; padding-left: 20px; }.ptc-sources li { margin: 0 0 10px; color: var(--ptc-copy); line-height: 1.55; }.ptc-reviewed { grid-column: 1 / -1; margin: 0; padding-top: 18px; border-top: 1px solid #e4e6ea; color: var(--ptc-copy); font-size: 13px; }
.ptc-disclosure { margin-top: 20px; padding: 22px 0; border-top: 1px solid #e0e2e7; background: #f3f0e8; }.ptc-disclosure p { margin: 0; color: #5a6478; font-size: 12px; line-height: 1.6; }

@keyframes ptc-trace { to { background-position: -240% 0; } }
@keyframes ptc-glow { 50% { opacity: .45; transform: scale(1.02); } }

@media (min-width: 901px) {
  .ptc-hero { padding: 54px 0 60px; }
  .ptc-hero-inner { grid-template-columns: minmax(0, 1.15fr) minmax(360px, .85fr); gap: clamp(36px, 4vw, 56px); }
  .ptc-hero h1 { max-width: 15ch; font-size: clamp(52px, 4.75vw, 68px); line-height: .96; }
  .ptc-dek { max-width: 660px; margin-bottom: 22px; font-size: 18px; }
  .ptc-zip-form { max-width: 620px; padding: 16px; }
  .ptc-zip-form input { min-height: 56px; font-size: 16px; }
  .ptc-zip-form button { min-height: 62px; padding-inline: 18px; }
  .ptc-form-error { min-height: 16px; margin-top: 6px; }
  .ptc-hero-visual { transform: rotate(.7deg); }
}

@media (max-width: 900px) {
  .ptc-hero-inner,.ptc-marketplace-grid,.ptc-dfw-section,.ptc-rate-grid,.ptc-check-grid,.ptc-final-inner { grid-template-columns: 1fr; }
  .ptc-hero-visual { width: min(560px, 100%); margin: 8px auto 0; }
  .ptc-answer-inner { grid-template-columns: 1fr; gap: 20px; }.ptc-official-link { max-width: 430px; }
  .ptc-three-steps { grid-template-columns: 1fr; }.ptc-three-steps article { min-height: 0; }
  .ptc-check-grid { gap: 20px; }
}

@media (max-width: 680px) {
  .ptc-page .wrap { width: min(100% - 28px, 1160px); }
  .ptc-page .breadcrumb-nav { margin-bottom: 10px; }
  .ptc-hero { margin-top: 0; padding: 36px 0 49px; }.ptc-hero-inner { gap: 30px; }.ptc-hero h1 { max-width: 10.8ch; font-size: clamp(43px, 13vw, 58px); }.ptc-dek { font-size: 16px; }
  .ptc-zip-form { padding: 14px; border-radius: 18px; }.ptc-zip-row { grid-template-columns: 1fr; }.ptc-zip-form input,.ptc-zip-form button { min-height: 58px; }.ptc-zip-form button { width: 100%; }
  .ptc-hero-visual { transform: none; }.ptc-offer-card { margin: 12px; padding: 17px; }.ptc-offer-heading b { font-size: 18px; }.ptc-usage-scale { gap: 5px; }.ptc-usage-scale span { padding: 11px 3px; font-size: 13px; }
  .ptc-answer { padding: 28px 0; }.ptc-content { padding-top: 0; }.ptc-marketplace-section,.ptc-section,.ptc-rate-section,.ptc-check-section,.ptc-final-cta { margin-bottom: 52px; }
  .ptc-marketplace-section { margin-top: 0; padding: 48px 0; }.ptc-marketplace-grid { gap: 30px; }.ptc-marketplace-copy h2 { font-size: 38px; }.ptc-marketplace-copy p { font-size: 16px; }.ptc-forecast-paths article { grid-template-columns: 44px 1fr; padding: 19px 16px; }.ptc-path-icon { width: 44px; height: 44px; }.ptc-forecast-paths strong { font-size: 18px; }
  .ptc-section-heading h2,.ptc-section-copy h2 { font-size: 34px; }.ptc-three-steps article { padding: 21px; }
  .ptc-dfw-card { padding: 21px; }.ptc-dfw-card h3 { font-size: 24px; }
  .ptc-rate-section,.ptc-check-section,.ptc-final-cta { padding: 48px 0; }
  .ptc-rate-lesson { grid-template-columns: 1fr; padding: 13px; }.ptc-single-rate,.ptc-home-year { min-height: 205px; }.ptc-versus { margin: -9px auto; }
  .ptc-comparison { overflow: visible; border: 0; background: transparent; box-shadow: none; }.ptc-comparison-row { grid-template-columns: 1fr; margin-bottom: 12px; overflow: hidden; border: 1px solid #dce1e8; border-radius: 16px; background: #fff; }.ptc-comparison-row > * { border-bottom: 1px solid #e5e7ec; }.ptc-comparison-row > * + * { border-left: 0; }.ptc-comparison-row > *:last-child { border-bottom: 0; }.ptc-comparison-head { display: none; }.ptc-comparison-row p::before { display: block; margin-bottom: 4px; color: #81899a; font-size: 9px; font-weight: 900; letter-spacing: .08em; text-transform: uppercase; }.ptc-comparison-row p:nth-child(2)::before { content: "Power to Choose"; }.ptc-comparison-row p:nth-child(3)::before { content: "I Moved to Texas marketplace"; }
  .ptc-checklist li { grid-template-columns: 36px 1fr; padding: 14px; }.ptc-checklist li > span { width: 36px; height: 36px; }
  .ptc-final-inner { gap: 26px; }.ptc-final-inner h2 { font-size: 38px; }
  .ptc-faq-section { padding: 25px 14px; border-radius: 22px; }.ptc-faq-section .ptc-section-heading { padding: 0 6px; }.ptc-faq-section .faq-list { gap: 10px; margin-top: 20px; }.ptc-faq-section .faq-item summary { gap: 12px; padding: 17px 15px; font-size: 15px; line-height: 1.35; }.ptc-faq-section .faq-icon { width: 26px; height: 26px; }.ptc-faq-section .faq-answer p { margin: 0 15px; padding: 14px 0 17px; font-size: 14px; }
  .ptc-sources { grid-template-columns: 1fr; gap: 22px; padding: 22px; }.ptc-reviewed { grid-column: auto; }
}

@media (prefers-reduced-motion: reduce) {
  .ptc-zip-input-trace,.ptc-zip-input-trace::after { animation: none; }
  .ptc-zip-form button { transition: none; }
}