Texas insurance resource center

Protect the parts of your move electricity cannot.

Your lease, belongings, and pets introduce different risks. Start with plain-English guidance, then request a quote only when you understand what you are comparing.

Know the job

See what each type of policy is designed to protect.

Compare the tradeoffs

Review limits, deductibles, reimbursement rules, and exclusions.

Check the policy

The quote and policy documents—not a marketing page—control coverage.

Choose the guide that fits your household

These are separate products. Buying one does not protect the risks covered by the other.

Texas renters insurance

Learn how a renters policy can protect your belongings, liability, and temporary living costs after a covered loss—and why your landlord's policy is not a substitute.

Read the renters guide →

Texas pet insurance

Understand accident-and-illness coverage, reimbursement, waiting periods, medical records, and pre-existing-condition rules before your pet needs care.

Read the pet guide →

Where insurance fits in a Texas move

Before keys

Confirm any lease requirement

Texas law does not generally require renters insurance, but a landlord may require proof of coverage under the lease.

Before unpacking

Make a home inventory

Photograph belongings, record serial numbers, and estimate replacement cost while the move is already putting everything in view.

Before a pet needs care

Read the waiting periods

Pet policies are intended for eligible future conditions. Waiting periods and pre-existing-condition rules make timing important.

Before checkout

Read exclusions and limits

Coverage, deductibles, limits, and optional endorsements vary. Save the documents used to make your decision.

Electricity is still our first job.

I Moved to Texas began because choosing a Texas electricity plan was harder than it should be. Insurance guidance supports the move; it does not replace or dilute our electricity comparison.

Compare Texas electricity plans →

How we keep this guidance useful

We prioritize the Texas Department of Insurance, current insurer materials, and the actual quote and policy documents. We do not collect an insurance application on this site, and compensation cannot buy a better editorial conclusion. See our editorial policy.