Electricity plans in McKinney
McKinney has both competitive-market and cooperative-service considerations around the city. For addresses served by Oncor, residents can choose among many retail plans; other addresses may not have that same choice.
Who delivers power in McKinney
Oncor serves many McKinney addresses, but the city is close to cooperative territory. The provider-selection question must be answered from the service address, not simply from the word McKinney in a mailing address.
Find plans for the correct delivery territory
Enter the service ZIP code. If the ZIP can cross more than one utility territory, the tool will tell you what to confirm for the exact address.
Free to use. No monthly management fee. Recommendations are based on plan structure and usage—not provider placement.
What matters for McKinney home electricity usage
Collin County growth has placed competitive and cooperative service near one another.
An Electricity Facts Label shows standardized prices at specific usage levels, but those examples are checkpoints rather than a promise of what every customer will pay. The recommendation tool models monthly costs so a credit, base charge, or time-of-use rule is tested against the profile instead of being treated as automatic savings.
How to compare McKinney electricity plans
| Check | Why it matters |
|---|---|
| Delivery territory | Determines which plans and delivery charges apply to the address. |
| Projected annual cost | Captures seasonal usage instead of ranking from one headline rate. |
| Bill credits and minimums | Shows whether a discount disappears above or below a threshold. |
| Contract and renewal terms | Clarifies the commitment, early-termination fee, and what happens at expiration. |
Setting up electricity when moving to McKinney
Before a McKinney move, confirm whether the address is in Oncor territory. That one check prevents comparing plans that cannot actually be enrolled at the property.
- Confirm the delivery utility for the service address.
- Use monthly bill history when available, or estimate the home's likely usage.
- Compare projected annual bills, contract length, credits, fees, and renewal terms.
- Choose the start date and save the official Electricity Facts Label.
Address and outage checklist
Ask for the delivery utility or ESI ID when a new-development address is not recognized consistently by ZIP tools.
The delivery utility stays the same when a customer changes retail providers. Save the utility's outage page or phone number separately from the retail provider's billing contact so the right company is easy to reach when service is interrupted.
Compare McKinney plans using your usage
See complete projected costs and the plan terms most likely to change the bill.
Frequently asked questions
Can I choose my electricity provider in McKinney?
At McKinney addresses within Oncor's deregulated territory, yes. Electricity service is address-based, so confirm the delivery utility before comparing retail plans.
Who delivers electricity in McKinney?
Oncor serves many McKinney addresses, but the city is close to cooperative territory. The provider-selection question must be answered from the service address, not simply from the word McKinney in a mailing address. The retail provider you choose is separate from the delivery utility.
How many electricity plans are available for McKinney?
We track 620 unique plans from 43 providers priced for Oncor territory. Availability still depends on the exact service address and requested start date.
What is the average electricity rate for McKinney?
Across the plans tracked for Oncor, the average price at 1,000 kWh is 13.7¢/kWh, with filed rates ranging from 11.8¢ to 16.7¢. A household's projected annual cost depends on its actual monthly usage pattern.
Should I compare McKinney plans at 500 or 1,000 kWh?
Use the level closest to the home for a quick check, but do not stop there. Compare the complete monthly bill across the household's likely low, typical, and high-use months so credits and minimum charges are visible.
How do I verify the delivery utility for an address in McKinney?
Check the delivery-company name on an existing bill, ask the property manager, or use the utility's official service-area resources. The retail provider name is a separate company and does not identify who owns the local wires.
Related electricity guides
Official sources for McKinney shoppers
- Oncor service-area map — verify the delivery company's service footprint and outage role.
- Public Utility Commission of Texas electric-customer rights — explains retail choice, Electricity Facts Labels, and contract-expiration protections.
- Smart Meter Texas — eligible customers can review meter usage that may improve a plan comparison.
Plan counts, provider counts, and rate ranges are derived from the site's current plan dataset and grouped by delivery utility. External utility sources establish general service coverage, but utility eligibility is address-based. Verify availability and final terms on the provider's official Electricity Facts Label before enrollment.